Terms of Use

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European Terms of Use

Effective Date: 07 August 2026

These Terms of Use (“Terms”) govern access to and use of the website gmfinancialgroup.gr and any related website-based information, forms, communications, and non-contractual interactions made available by GM FINANCIAL GROUP LTD (the “Company”, “we”, “us”).

These Terms apply to all users of the website, including professionals, businesses, representatives, introducers, prospective clients, and individuals accessing the website for informational or non-commercial purposes, whether located within the European Economic Area (EEA), Switzerland, the United Kingdom, or elsewhere.

Use of the website does not, by itself, create a client relationship, advisory engagement, mandate, agency relationship, fiduciary relationship, or any other contractual or professional relationship with the Company.

Separate written agreements, mandates, engagement terms, or other business terms apply to specific professional services provided by the Company to clients, introducers, representatives, or other counterparties. Where such a separate written agreement exists, its terms shall govern the relevant contractual relationship and shall prevail in the event of any inconsistency with these Terms in relation to that relationship.

Users should also review the Company’s Privacy Policy, Cookies Policy, and Disclaimer. These documents explain, respectively, how personal data is handled, how cookies and similar technologies are used, and the nature and limitations of the Company’s services and website content.

By accessing or using this website, you acknowledge that you have read, understood, and agreed to these Terms, subject to any mandatory rights or protections that cannot lawfully be excluded or limited.

1. Who We Are

GM FINANCIAL GROUP LTD, with registered office at 3 Cardinal Point, Park Road, Rickmansworth, England, WD3 1RE, Company Registration Number 15521671, is a private limited company incorporated under the laws of the United Kingdom and operates the website gmfinancialgroup.gr.

The Company operates as an independent corporate finance and advisory practice providing professional services of a preparatory, analytical, structuring, and process-support nature to businesses, projects, sponsors, introducers, and other professional counterparties.

Such services may include, where applicable, preliminary assessment, capital-readiness review, preparation and structuring of financing requests, organisation and presentation of documentation, coordination of communications, and introductions to independent third-party lenders, funds, investors, institutions, or other funding counterparties.

The Company does not act as a financial institution, lender, credit provider, credit broker, underwriter, placement agent, investment manager, or decision-making authority and does not itself approve financing, commit capital, or determine the terms on which any third-party financing or investment will be provided.

All content made available through this website is provided for general informational purposes only and does not constitute regulated financial or investment advice, legal advice, tax advice, accounting advice, a personal recommendation, an offer, a solicitation, or an invitation to enter into any financial transaction.

Users remain responsible for evaluating the information presented and for obtaining independent legal, accounting, tax, regulatory, financial, or other specialist advice where appropriate before acting on any information or entering into any transaction.

2. Eligibility and User Responsibility

To access or use this website, you must be at least 18 years of age and legally capable of entering into binding obligations under the laws applicable to you.

By accessing or using the website, you confirm that you meet these requirements and that your use of the website is lawful in the jurisdiction from which you access it.

If you access the website, communicate with the Company, submit information, or make a request on behalf of another person, business, project, or legal entity, you confirm that you are duly authorised to do so and that the information you provide is accurate, complete, current, and not misleading.

You are responsible for ensuring that any information, documents, statements, or requests submitted through the website are lawful and that their submission does not infringe the rights, confidentiality obligations, privacy rights, contractual obligations, or legal interests of any third party.

Use of the website, including the submission of information or requests, is undertaken on your own initiative and responsibility. The Company may refuse, suspend, restrict, or discontinue any interaction where it reasonably considers that the information provided is incomplete, inconsistent, misleading, unlawful, unauthorised, or otherwise inappropriate.

Nothing in the submission of information, use of a contact form, or communication with the Company obliges the Company to review, accept, respond to, assess, or proceed with any request, project, proposal, transaction, or potential engagement.

3. Information Submission and Authority

Certain interactions with the Company may require you to provide information, documents, contact details, or other materials through the website or by other approved means.

You are responsible for ensuring that all information and materials you submit are accurate, complete, current, lawful, and not misleading.

If you submit information, documents, or requests on behalf of another person, business, project, company, or other legal entity, you confirm that you are duly authorised to do so and that you have the legal right to provide such information to the Company.

The Company is entitled to rely on the information and documentation submitted to it and, unless expressly agreed otherwise in writing, is not required to independently verify, authenticate, audit, or confirm such information.

Submission of information, documents, or a request does not create a client relationship, mandate, advisory engagement, agency relationship, or obligation on the Company to proceed.

The Company may request additional information or clarification before deciding whether a matter falls within the scope of its services or whether it is prepared to enter into a formal written engagement.

The Company may refuse to consider, suspend, or discontinue any submission or interaction where the information provided is incomplete, inconsistent, unreliable, misleading, unlawful, unauthorised, or otherwise unsuitable for review.

4. Use of the Services

You are granted a limited, non-exclusive, non-transferable, and revocable right to access and use the website and its content for lawful informational and professional purposes, in accordance with these Terms and applicable law.

You must not use the website, its content, forms, communications, materials, or any information obtained through interaction with the Company in any unlawful, misleading, fraudulent, abusive, disruptive, or unauthorised manner.

In particular, you must not:

  • submit false, inaccurate, incomplete, misleading, fraudulent, or unauthorised information or documents,
  • impersonate another person or entity, misrepresent your identity, authority, role, relationship, or purpose,
  • use information, documents, contacts, introductions, or materials obtained through the Company for any purpose outside the scope for which they were provided,
  • misuse, disclose, reproduce, distribute, exploit, or circumvent confidential, commercially sensitive, proprietary, or restricted information obtained through any interaction, introduction, assessment, or communication facilitated by the Company,
  • attempt to bypass the Company in relation to introductions, opportunities, counterparties, or processes where contractual, confidentiality, non-circumvention, or other written obligations apply,
  • interfere with, disrupt, damage, overload, probe, scan, test, or attempt to gain unauthorised access to the website, its systems, hosting environment, forms, communications infrastructure, or connected services,
  • use automated tools, scraping technologies, bots, crawlers, or similar means to extract, reproduce, harvest, monitor, or commercially exploit website content, data, contact information, or materials without prior written consent,
  • copy, reproduce, republish, distribute, modify, adapt, reverse engineer, or commercially exploit any part of the website or its content except as expressly permitted by these Terms or by applicable law.

The Company reserves the right to restrict, suspend, or terminate access to the website or any interaction where it reasonably considers that these Terms, applicable law, confidentiality obligations, intellectual property rights, or the legitimate interests of the Company or any third party have been breached or are at risk of being breached.

5. Content You Submit

You may submit information, documents, data, files, statements, requests, or other materials (“Content”) in connection with your use of the website or any preliminary interaction with the Company.

You remain solely responsible for ensuring that all Content you submit is accurate, complete, current, lawful, not misleading, and that you have the necessary rights, permissions, and authority to provide it.

You must not submit any Content that:

  • infringes the intellectual property, confidentiality, privacy, data protection, contractual, or other rights of any third party,
  • contains false, misleading, fraudulent, defamatory, unlawful, harmful, or unauthorised material,
  • contains confidential, commercially sensitive, legally privileged, or personal information that you are not authorised to disclose,
  • contains malicious code, viruses, malware, corrupted files, or any other material intended or capable of interfering with the operation, security, or integrity of the website or any connected system.

By submitting Content to the Company, you grant the Company the right to receive, store, review, organise, analyse, reproduce internally, and otherwise process such Content to the extent reasonably necessary to assess, respond to, manage, or progress the relevant request, communication, or potential engagement, subject to applicable law and the Company’s Privacy Policy.

The submission of Content does not transfer ownership of such Content to the Company and does not grant the Company any broader commercial right to exploit it beyond the purposes for which it was provided, unless separately agreed in writing.

The Company is not required to actively monitor all Content submitted by users but reserves the right to refuse, restrict, delete, disregard, or cease processing Content that it reasonably considers to be unlawful, misleading, unauthorised, irrelevant, unsafe, or otherwise inconsistent with these Terms or applicable law.

Where Content is submitted in connection with a specific written engagement, the relevant agreement between the Company and the client shall prevail in relation to the handling, use, confidentiality, retention, or permitted disclosure of that Content.

6. Intellectual Property

All content made available through this website, including text, articles, reports, graphics, branding, logos, trademarks, service descriptions, methodologies, frameworks, assessment structures, templates, documents, downloadable materials, website design, layout, and other proprietary material, is owned by or licensed to GM FINANCIAL GROUP LTD and is protected by applicable intellectual property and other proprietary rights laws.

Except where expressly permitted by applicable law or authorised in writing by the Company, you must not:

  • reproduce, copy, republish, distribute, transmit, display, modify, adapt, translate, create derivative works from, or commercially exploit any part of the website or its content,
  • extract, compile, reuse, reproduce, or incorporate the Company’s methodologies, assessment structures, frameworks, templates, terminology, or proprietary materials into any competing, advisory, commercial, training, consultancy, funding, or intermediary service,
  • remove, alter, obscure, or interfere with any copyright, trademark, proprietary, confidentiality, or attribution notice,
  • use the Company’s name, logo, branding, trademarks, website content, or materials in a manner that suggests endorsement, affiliation, partnership, authority, or commercial relationship where none exists.

Limited personal or internal business use of publicly available website content is permitted only where such use is lawful, non-commercial, does not involve reproduction or redistribution, and does not prejudice the Company’s rights or legitimate interests.

Nothing in these Terms grants any licence, ownership right, intellectual property right, or other proprietary interest in the Company’s content, methodologies, documentation, branding, or materials except for the limited right of access expressly granted under these Terms.

Where any material is provided to a client, introducer, representative, or other party under a separate written agreement, the intellectual property, confidentiality, permitted-use, and disclosure provisions of that agreement shall prevail.

7. Limitation of Liability

To the fullest extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, consequential, special, or economic loss arising out of or in connection with the use of, inability to use, or reliance on the website, its content, communications, forms, materials, or any information made available through the Services.

Without limitation, the Company shall not be liable for any loss arising from:

  • reliance on general website content, articles, information, communications, or indicative assessments,
  • any act, omission, decision, delay, rejection, withdrawal, suspension, or failure to proceed by any third-party lender, fund, investor, institution, adviser, service provider, or other counterparty,
  • the rejection, delay, restructuring, suspension, withdrawal, or failure of any financing, investment, or transaction process,
  • any inaccurate, incomplete, outdated, misleading, unlawful, or unauthorised information or documentation submitted by any user, client, introducer, representative, or third party,
  • any technical failure, interruption, delay, error, data loss, security incident, unauthorised access, or malfunction affecting the website, electronic communications, hosting environment, forms, or third-party systems,
  • any circumstance beyond the Company’s reasonable control, including changes in law, regulation, market conditions, funding availability, counterparty appetite, compliance requirements, credit policy, internal approval procedures, or force majeure events.

Without limiting the foregoing, the Company shall not be liable for any loss of profit, revenue, business, opportunity, anticipated savings, goodwill, reputation, data, financing opportunity, or commercial advantage.

Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited, including liability arising from fraud, fraudulent misrepresentation, wilful misconduct, or any other liability which applicable law does not permit to be excluded.

Nothing in these Terms limits any mandatory rights or protections available to consumers or other users under applicable law.

Where liability arises in connection with a specific professional engagement, mandate, or other written agreement between the Company and a client or other counterparty, the limitation of liability provisions contained in that agreement shall prevail in relation to that contractual relationship.

8. Governing Law and Jurisdiction

These Terms, the use of this website, and any non-contractual obligation arising out of or in connection with them shall be governed by and construed in accordance with the laws of Greece.

Subject to any mandatory provision of applicable law, the courts of Athens, Greece shall have exclusive jurisdiction to resolve any dispute, claim, or controversy arising out of or in connection with these Terms, the use of the website, or any related non-contractual obligation.

Where a user qualifies as a consumer under applicable law, nothing in these Terms shall deprive that user of any mandatory rights, protections, or jurisdictional entitlements that cannot lawfully be excluded or restricted.

Where a separate written agreement, mandate, engagement letter, introducer agreement, or other contractual arrangement exists between the Company and a client, introducer, representative, service provider, or other counterparty, the governing law and jurisdiction provisions of that agreement shall prevail in relation to the relevant contractual relationship.

Nothing in this section shall restrict any right, remedy, jurisdiction, or protection that cannot lawfully be excluded or limited under applicable law.

Introduction

Independent advisory focused on capital readiness, structured financing, and institutional alignment for businesses and projects, in cross-border contexts.

All inquiries and information exchanges are reviewed solely through structured written communication via our contact form.

We act as the institutional bridge, guiding the right transaction to the right source of capital.